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Water, Water, Everywhere: Truth About Flood Damage Insurance

Do you have a flood insurance policy? What does flood insurance cover? Has your flood insurance claim been denied? When your insurer delays, denies or underpays your flood damage claim, it’s critical to have an experienced Flood Damage Attorney representing your rights.

Florida has more than three times as many homes in flood hazard zones than any other state, FEMA estimates. Hurricanes, strong storms, and severe weather can cause tremendous flooding in the Sunshine State.  With over a thousand miles of coastline, the most in the continental United States, Florida has roughly 2.5 million homes in hazard zones.

When your home or business is damaged by water, the damage – including structural damage, mud, toxicity, mold, loss of contents (vehicles, furniture, electronics, etc.) – can be devastating. You may also need to secure alternative living arrangements while your home or business property is repaired or replaced due to flood damage. The major risks of water damage after a period of heavy rain can involve leaking roofs or foundations, sinkholes, seal failure around windows, and oversaturation of adjacent soils.

The attorneys at Corless Barfield Trial Group have handled thousands of property loss claims due to flood damage to help secure compensation for our clients. Call Corless Barfield today toll-free at 877-517-5595 or locally at 813-258-4998 for questions about property damage claims and your residential or commercial insurance policy.

Most insurance policies cover water damage, but they can exclude damage caused by “flood.” Even if you have flood insurance, your insurance company may try to deny the claim saying that the damage is not flood. Flooding is one type of natural disaster that isn’t covered by standard home insurance policies.

Property owners often face a difficult claims process when filing for water damage compensation. Insurers deny these claims based on technicalities, and attempts to underpay are common practices. That is why it is important to work with an experienced flood insurance law firm to help you get the compensation you deserve.  Our attorneys have dedicated their practice to fighting insurance companies, their adjusters, and their lawyers to help our clients get the recovery they deserve.

Corless Barfield attorneys are familiar with the standard insurance policy language and exclusions in homeowners and business owners’ insurance policies regarding flood damage, and we know how to investigate and overcome an insurer’s resistance to resolving water damage claims. The lawyers at Corless Barfield help you to maximize your flood insurance claim and make sure your home, business, or other property can recover. 

For questions about flood damage and insurance claims, please call Corless Barfield Trial Group toll-free at 877-517-5595 or locally at 813-258-4998.